02 Mar 4 Tips When Budgeting for Orthodontic Treatment
Everybody wants to feel confident and when smiling. Additionally, people also want to be able to eat, chew, and talk normally. Orthodontic treatment can help treat individuals with misaligned teeth, which can make eating, chewing and speaking, difficult.
Cost of treatment is dependent on a few factors:
1) The length of treatment
2) The type of treatment
3) Whether you are going to an in-network vs out-of-network Orthodontist
Here are some tips for budgeting for Orthodontic treatment:
1) Take advantage of pre-tax savings accounts.
Contribute pre-tax dollars to a Flexible Spending Account (FSA) or Health Savings Account. In 2018, an individual can contribute up to $2650 to a FSA and $3450 to a HSA. You can use this pre-tax money to help cover some or all of any patient co-payment.
2) Move resources within your entire budget.
Re-allocate your resources if possible. For instance, if you are setting aside some funds to purchase something you do not need immediately, then you can assign such funds to cover the costs.
3) Check your insurance plan.
Most dental plans provide orthodontic benefits for dependents and students up to a certain age. A few plans also offer adult orthodontic benefits. If your employer gives you more than one option to choose from, find out if orthodontic benefits are included with one of them. This can provide substantial savings on treatment.
4) Visit an in-network Orthodontist
Find out which Orthodontists participate with your insurance plan. Getting treatment from an in-network Orthodontist will ensure that you are receiving the reduced, in-network fees, so long as the service is considered a “covered service”.
When you are ready to get started, give Orthodontic Harmony a call at 914-923-5089 to schedule your complimentary consultation.